




Commercial insurance underwriters understand that corporate behaviour has a major impact on the risks a company is willing to take. However, corporate behaviour is not measured by underwriters from client-supplied asset data or from personal client relationships – it is inferred. And with no consistent means to compare client behaviour, a combination of inconsistent client selection and capacity allocation can significantly reduce portfolio performance.
Sustema analyses corporate behaviour using publicly available ESG data. By measuring the actions companies take and analysing their impact on stakeholders, Sustema enables insurers to measure management behaviour consistently, objectively and at scale. We cover over 17,000 companies worldwide across all industries.