Sustema BASE™ – valuable complement to the commercial underwriting process that makes ESG data actionable.
Sustema BASE™ behavioural analytics insights provide P&C underwriters with relevant contextual information about the companies in their portfolios and companies that they may be targeting. Both underwriters and portfolio managers gain a deeper and more consistent awareness of individual company behaviour and industry segment behaviour, which leads to better client targeting and client selection.
Sustema BASE™ delivers behavioural capacity allocation outcomes that complement the technical underwriting evaluation of client risk. Underwriting performance benefits from a more effective deployment of capital and better portfolio balance.
Sustema BASE™ is a user-friendly, cloud-based service that deploys AI tools to collect, clean and join constantly changing global behavioural datasets.
Cloud based solution
Sustema BASE™ a modern, scalable, cloud-native solution built to meet the current and future needs of underwriters, client acquisition teams and portfolio managers. Deployable to meet your security and governance requirements, Sustema BASE™ operates independently of your core IT infrastructure − enabling you to get up and running swiftly and securely. Works the way you do, Sustema BASE™ UI can be customised to meet your needs and delivered directly into your existing workflows.
Use cases
Sustema BASE™ allows you to target underrepresented industry segments and potential clients that would not otherwise become business opportunities.
Covering both listed and unlisted companies, Sustema BASE™ is built on a global behavioural dataset that is continuously expanding.
Sustema BASE™ allows you to differentiate between underwriting submissions based on client behavioural characteristics that are consistent and congruent with your evolving underwriting appetite.
Sustema BASE™ allows you to supplement technical underwriting information with insightful behavioural analytics and provide a consistent approach to allocation of capacity that remains respectful of any applicable underwriting guidelines.
Sustema BASE™ allows you to leverage a validated ESG subset of behavioural analytics that enriches client engagement and provides credible support to an insurance carrier’s ESG reporting.
Sustema BASE™ allows you to analyse the impact of industry segment and company behavioural score distributions that suggest beneficial refinements to line of business underwriting regarding capacity allocations.