About Sustema

Sustema is a behavioural data analytics company founded by experienced underwriters and risk managers to help commercial insurers improve underwriting performance.

Underwriters understand that corporate culture and senior management behaviour have a material impact on a company’s risk profile and are as relevant, if not more so, to any formulaic risk factor disclosures.

We believe that by measuring these corporate behaviours before putting capital at risk, insurers can improve client targeting, develop portfolios in line with ESG targets and deliver significantly improved underwriting performance.