Trusted Behavioural Intelligence
Sustema BASE helps insurers understand how the behaviour of client companies may influence underwriting decisions and supports the consistent application of underwriting philosophy.
Created by underwriters for underwriters.
Corporate Behaviour Impacts Underwriting Decisions
Underwriters routinely consider corporate behaviour when assessing opportunities and managing portfolios.
However, behavioural insight is often applied inconsistently. Different individuals may reach different conclusions, and valuable expertise can be difficult to apply consistently across large portfolios and underwriting teams.
As a result, behavioural insights may be overlooked and opportunities for more informed underwriting decisions may be missed.
Sustema BASE helps insurers apply behavioural expertise more consistently by providing structured behavioural insight that complements technical underwriting evaluation.
The Framework That Powers Sustema BASE
At the heart of Sustema BASE is the Behavioural Matrix.
The Behavioural Matrix provides a structured framework for assessing corporate behaviour across a consistent set of behavioural factors. It transforms complex and often subjective observations into a repeatable and transparent framework that can be applied consistently across companies, portfolios and underwriting teams.
By providing a common framework for behavioural assessment, Sustema BASE helps insurers apply underwriting philosophy more consistently and at greater scale.
Positive Impact For Insurers In Four Key Areas
Client Positioning & Targeting
Identify companies and industry segments that align with underwriting philosophy and portfolio objectives.
Client Selection
Support more informed client selection decisions by providing consistent behavioural insight alongside technical underwriting evaluation.
Capacity Allocation Prompts
Provide behavioural context that can support decisions regarding how much capacity may be deployed against individual opportunities.
Client Engagement
Support more informed and constructive conversations with brokers and clients using consistent behavioural insight.
Sustema BASE In Practice
Client Positioning & Targeting
Consistent behavioural insight can help underwriters identify opportunities that align with underwriting philosophy and portfolio objectives.
Client Selection
Behavioural insight complements technical underwriting evaluation and supports more informed client selection decisions.
Capacity Allocation Prompts
Behavioural context can provide additional perspective when considering how much capacity may be deployed against individual opportunities.
Would you like to find out more?
Download the Sustema BASE overview or request a demonstration to learn how Sustema BASE can help your organisation apply behavioural expertise more consistently.